How to invest with BMO Capital and Income Investment Trust PLC

Managing your money

Today we think investing is more important than ever. Investing in BMO Capital and Income Investment Trust PLC, through our range of investment plans, designed to help you reach your investment goals, whatever they are. At BMO, our aim is to help our clients overcome the challenges they face and deliver the investment outcomes they seek. This ambition isn’t new, we can trace it through a heritage that spans back over 200 years. Whether you are a new or returning customer, all the information on how to invest can be found below.

You can invest from as little as £25 per month or a lump sum of £100.

New Investor?

Investing with BMO is simple, but there are a few decisions to make before you open an account.

Decide on the amount you would like to invest

  • Invest from as little as £25, with no dealing charges on investments made by a monthly direct debit.
  • One-off contributions, sales and switches can be made online without any dealing charges.
  • Or a combination of regular direct debit and lump sums
  • If you need to send instructions via post, there will be a £12 charge for each fund selected

Make sure you’re happy to go ahead and be sure to read

All of our investment plans involve a level of risk and the value of your investments can go down as well as up. The level of risk will depend upon the underlying investments that you choose to hold in the plans. You need to be comfortable that you may not get back the original amount invested. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances. *Please note a new CTF cannot be opened, however you can transfer an existing Child Trust Fund to a BMO Child Trust Fund or a BMO Junior ISA.

Should you have any questions on opening a plan or your existing plan, visit our contact us page to find out how to do so.

Our Fees explained

Annual charge

Our annual product (e.g. ISA) charge is fixed – no matter how much, or how many times you top up your investment (Dealing fees and stamp duty still apply).

Dealing charges

There are no dealing charges for regular contributions made by direct debit.

Investment instructions made through our Investor Portal also have no dealing charge. If you need to instruct us by post, there’s a £12 dealing charge per fund selected for ISA, JISA, JIA, GIA accounts.

Stamp Duty

Government stamp duty of 0.5% also applies on purchases of UK shares

This does not apply to CTF Stakeholders

Invest with a broker

You can invest through a broker, or through a wide range of companies, including:

 

 

Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.