Child Trust Fund (CTF)

What to expect as you approach or have reached your 18th birthday

What would you like to do today?

When you were born, the Government gave you a voucher to start you off with a savings account, which your parents or guardians have looked after. Now, nearly 18 years later, it’s about to become yours to decide where you want to go next on your investment journey. On our CTF hub, you’ll find details of what will happen to your account on your 18th birthday, the options that are available to you and how you can make an election on what to do next.

Investing with BMO

Future goals

Key Documents

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Soon to be turning 18?

From your 18th birthday your Child Trust Fund will automatically transfer into a matured Child Trust Fund and you’ll have full control of the account. Find out the full process and what options you have with your account by using the button below.

WHAT HAPPENS WHEN I TURN 18?

Turned 18 and ready to make an election?

Only once you turn 18 you are able to make an election on your account. If you’re ready to make a decision you can do so by downloading our CTF Election form. Simply fill it in and send it back to us whatever you decide to do. Download the form using the button below.

READY TO MAKE AN ELECTION

Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.