What is the F&C Investment Trust Prize?

The F&C Investment Trust Prize is back for the second year in a row and the competition is even bigger. This year, we’re partnering with universities around the UK to give more students the chance to take part.

It’s brought to students by the world’s first collective investment fund, the F&C Investment Trust, which was established over 150 years ago, in 1868. A lot has happened in the past 150 years and the world is constantly evolving, which means we have to adapt and innovate to stay on top and move with the times. To win, we’re challenging students to tackle one of three questions on themes and issues that impact our society today and influence our future.

What's the challenge?

We’re challenging students to think about what the future holds by answering one of the three following questions. Enter individually or in a team of up to five people. Your entry should:

  • Be creative – Submit it in any digital form – for example, video, essay, podcast, vlog or infographic.
  • Showcase your innovation – You don’t have to be a finance expert to enter, it’s all about innovative thinking and how well you explain your idea.
  • Take three minutes max to watch/listen/read.

Question 1. Investing for the future

How do young people today provide for their future?

Having grown up against a backdrop of financial crisis and austerity, the members of Generation Z – born between the mid-1990s and the early noughties – tend to be hardworking, debt-averse and frugal. What are the key financial challenges faced by ‘Gen Zs’, and how do you think they can achieve financial security?

Question 2. Making a difference

How does sustainability and ethical principles affect your choices?

We think that good corporate governance and sustainable practices are essential. Because we believe in getting involved, we engage directly1 with companies on issues from climate change to labour standards. How do ethical issues influence your life and your choices as a consumer … and how do you think this might affect the world of investing in the future?

Question 3. Diversity & Inclusion

How will diversity and inclusion continue to impact society?

Studies2 have shown that companies with a positive proactive approach to diversity and inclusion tend to perform better than their less progressive peers. Do you believe this development is significant for business and society, and how do you think it will continue to evolve?

How do I enter?

1. Sign up now to register your interest (don’t worry, you don’t need to have your entry ready).
2. Log in anytime to edit your entry.
3. Complete and submit your entry before the deadline below.

University / College Closing Date

University of Bristol

Friday, 10 January 2020

City of Glasgow College

Friday, 17 January 2020

Queen's University Belfast

Wednesday, 4 December 2019

University of Leeds

Friday, 20 December 2019

Other UK University

Friday, 24 January 2020

The Prizes

One winner from each University / College category above will win a new laptop worth £1,000 (individual entry) or the equivalent in Amazon vouchers for a group entry (up to five people)

From the winners of each University / College category, an overall winner will be selected and win

  • The F&C Investment Prize 
  • £5,000 cash for their university faculty
  • A day at the BMO office in London or Edinburgh

Frequently asked questions

The F&C Investment Trust Prize was devised to inspire young people to think creatively about their financial futures. F&C Investment Trust is the world’s oldest collective investment scheme, established in 1868. It was the first of its kind – the first vehicle that gave people the opportunity to “pool” their assets and to access and invest in the stock market.

The F&C Investment Trust Prize brings together F&C Investment Trust’s 151 years of innovation, knowledge and experience with your entrepreneurial spirit, fresh ideas and original thought. At the same time, it reflects F&C Investment Trust’s determination to support and improve financial knowledge across the community and to help people understand their financial goals and how to achieve them.

The F&C Investment Trust is manged by BMO (the Bank of Montreal). In 2019, BMO was named one of the world’s most ethical companies by the Ethisphere Institute for the second year in a row.

If you’re a student at one of the participating universities, you can enter. All you need is a current and valid student ID. Participating universities are:

  • Bristol University
  • City of Glasgow College
  • Queen’s University Belfast
  • Leeds University

If you are not studying at one of these universities, you may still be eligible to enter. If you are a student at a university in the UK, and have an current and valid student ID, you can enter in the ‘Other UK Universities’ category.

Yes! You can enter individually or in a team of up to five people.

  • There’s no need to write a formal essay – your entry can be in any creative digital form, whether it’s a image, podcast or video. We still accept essay though, if you prefer to write one!
  • Your entry should take no more than three minutes to view/listen/read.
  • The judging panel is made up of a Board member from the F&C Investment Trust, members of the BMO team, and an ambassador from each participating university.
  • Judges will shortlist the entries and these will be announced on this website.
  • The shortlist is then open to the public to vote – so get your friends and family involved too!
  • There will be one winner chosen from each university.
  • From these winners, the judges and ambassadors will choose an overall F&C Investment Trust Prize winner.

1 BMO (2019), F&C Investment Trust PLC Reports and Accounts 31 December 2018. Available here

2 McKinsey & Company (January 2018), Delivering through Diversity [Online]. Available here.