Voting is now open for the F&C Investment Trust Prize 2021

We challenged university students in the UK to submit entries based on the significance of investing. This year, we’ve continued our partnership with City of Glasgow College as well as opening up the prize for all University students throughout the UK.  View the finalists and cast your votes using the buttons below.

What is the F&C Investment Trust Prize?

The F&C Investment Trust Prize is back for the third year in a row. This year, we’ve continued our partnership with City of Glasgow College as well as opening up the prize for all University students throughout the UK.

It’s brought to students by the world’s first collective investment fund, the F&C Investment Trust, which was established over 150 years ago, in 1868. A lot has happened in the past 150 years and the world is constantly evolving, which means we have to adapt and innovate to stay on top and move with the times. To win, we’re challenging students to tackle one of three questions on themes and issues that impact our society today and influence our future.

What's the challenge?

We’re challenging students to think about what the future holds by answering one of the three following questions. Enter individually or in a team of up to five people. Your entry should:

  • Be creative – Submit it in any digital form – for example, video, essay, podcast, vlog or infographic.
  • Showcase your innovation – You don’t have to be a finance expert to enter, it’s all about innovative thinking and how well you explain your idea.
  • Take three minutes max to watch/listen/read.


Question 1. Investing: why and when?

Why does investing matter?

‘Investing’ is not necessarily a hot topic with young people, but against a backdrop of diminishing state aid and an unknown future, how can we better prepare people to start thinking about financial security from a young age? Why do we need to invest and when should we start thinking about it? In short: why does investing matter?

Question 2. Investing for the future

How do young people today provide for their future?

Having grown up against a backdrop of financial crisis and austerity, the members of Generation Z – born between the mid-1990s and the early noughties – tend to be hardworking, debt-averse and frugal. What are the key financial challenges faced by ‘Gen-Zs’, and how do you think they can achieve financial security? 

Question 3. Diversity & Inclusion

How will diversity and inclusion continue to impact society?

Studies2 have shown that companies with a positive proactive approach to diversity and inclusion tend to perform better than their less progressive peers. Do you believe this development is significant for business and society, and how do you think it will continue to evolve?

The Prize

We’ll be picking two prize winners this year. The winner from City of Glasgow College will receive a prize worth £1,000 for an individual entry, or split evenly if a group entry (max 5 entrants per group) and £5,000 for their faculty. We’ll also be picking a winner out of the entries from all other Universities, with the winning entry receiving a prize worth £1,000 for an individual entry, or split evenly if a group entry (max 5 entrants per group). 

F&C Investment Trust Prize 2020 Winning Entry

Frequently asked questions

The F&C Investment Trust Prize was devised to inspire young people to think creatively about their financial futures. F&C Investment Trust is the world’s oldest collective investment scheme, established in 1868. It was the first of its kind – the first vehicle that gave people the opportunity to “pool” their assets and to access and invest in the stock market.

The F&C Investment Trust Prize brings together F&C Investment Trust’s 152 years of innovation, knowledge and experience with your entrepreneurial spirit, fresh ideas and original thought. At the same time, it reflects F&C Investment Trust’s determination to support and improve financial knowledge across the community and to help people understand their financial goals and how to achieve them.

The F&C Investment Trust is manged by BMO (the Bank of Montreal). In 2020, BMO was named one of the world’s most ethical companies by the Ethisphere Institute for the third year in a row.

If you are a student at the City of Glasgow college or a university in the UK, and have an current and valid student ID, you can enter for the F&C Investment Trust Prize 2021.

Yes! You can enter individually or in a team of up to five people.

  • There’s no need to write a formal essay – your entry can be in any creative digital form, whether it’s a image, podcast or video. We still accept essay though, if you prefer to write one!
  • Your entry should take no more than three minutes to view/listen/read.
  • The judging panel is made up of Board members from the F&C Investment Trust and members of the BMO team.
  • Judges will shortlist the entries and these will be announced on this website.
  • The shortlist is then open to the public to vote – so get your friends and family involved too!
  • There will be two winners chosen – either individual entries or groups.

F&C Investment Trust Prize Competition Terms and Conditions

Use of information

By entering this competition, you are agreeing to future contact by the BMO Financial Group for marketing purposes. You can opt out of future contact at any time by contacting us at [email protected] or on 0345 600 3030.

We will treat any personal information you supply as confidential and shall process and store such details at all times in accordance with data protection legislation and in line with the BMO Financial Group’s Privacy Policy which is available at:

F&C Investment Trust Prize Competition Rules

1. The promoter of the F&C Investment Trust Prize Competition (the “Competition”) is BMO Asset Management Limited, Exchange House, Primrose Street, London EC2A 2NY (“the Promoter”).

2. To qualify to enter the Competition you must be a university student over the age of 18, resident in the United Kingdom with a current university identification card. If you are not a student at a university, you should not proceed. By proceeding you will be deemed to have accepted these Terms and Conditions and we will treat you as an existing customer for regulatory purposes.

3. The Competition is not open to employees and/or agents (and their respective families) of BMO Asset Management Limited, any group company, and/or any associated company.

4. Only one entry per person is permitted, whether that is an individual entry or a group entry (up to five persons in one group entry).

5. The Promoter accepts no responsibility for entries that are lost, delayed, illegible or damaged. Proof of sending is not accepted as proof of receipt. The Promoter is not liable for non or late receipt of any entry, due to operator or network error, nor for any associated cost to claimants.

6. The Competition opens on at 00.01 on Friday, 13 November 2020 and closes at 23:59:59 on Monday, 8 February 2021 (“the Closing Date”). Late or incomplete entries will not be considered.

7. Entries will not be returned. Unsuccessful entrants will not be contacted and no feedback on any entry will be provided.

8. Two winners will be chosen by a judging panel from all entrants who have met the Competition requirements detailed at by answering one of the three questions listed and submitting their entry prior to the Closing Date. The judging panel consists of members of the Board of F&C Investment Trust plc, and BMO employees.

9. Each entry will be judged and scored on the criteria of creativity and how well the question was answered.

10. The winner from CGC will receive a prize worth £1,000 for an individual entrant, or split evenly if a group entry (max 5 entrants per group) and £5,000 for its CGC faculty. The winner from University will receive a prize worth £1,000 for an individual entrant, or split evenly if a group entry (max 5 entrants per group). The rationale behind the two prizes is due to F&C Investment Trust plc’s ongoing partnership with the City of Glasgow College in their support of driving financial education amongst students.

11. The Winners will be notified by email within 8 weeks of the Closing Date.

12. Where the prize requires attendance at a specific venue, the winner and if applicable any permitted companion will be solely responsible for travel to and from the venue and all other expenses. The Promoter is not liable for any costs, charges or expenses which winners may be required to pay at any time in connection with a prize.

13. The Promoter’s decision is final and no correspondence will be entered into.

14. Full details of the prize will be given in writing to the winner upon notification.

15. The Promoter reserves the right, in its absolute discretion, to cancel the Competition at any stage if circumstances arise outside of its control.

16. Winners agree to take part in or cooperate with publicity, upon reasonable notice.

17. Insofar as is permitted by law, the Promoter will not in any circumstances be responsible or liable to compensate the Winner(s) or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of the Promoter.

18. This Competition is governed by English Law and participants to the Competition submit to the exclusive jurisdiction of the English courts.

1 BMO (2020), F&C Investment Trust PLC Reports and Accounts 31 December 2019. Available here

2 McKinsey & Company (January 2018), Delivering through Diversity [Online]. Available here.