Active management at passive prices – that’s extraordinary

Risk Disclaimer 

The value of investments and any income derived from them can go down as well as up as a result of market or currency movements and investors may not get back the original amount invested.

Our Universal Multi-Asset Portfolio range

 
Launched November 2017, the BMO Universal Multi-Asset Portfolio (MAP) range, offers six risk-controlled portfolio options – from lower risk Defensive through to higher risk Adventurous – designed to cover a host of client growth and income needs. Most importantly, each portfolio is actively managed, and at a low cost.

Our Universal MAP range brings institutional product design and expertise to the retail and wholesale market, providing investors with active management for a cost typically found in passive solutions.

This range has been designed on three key principles:

  • Risk-controlled – CPI + return expectation
  • Cost focused – with an OCF capped at 0.29% they’re designed to meet demand for high quality, low-cost investment solutions
  • Active – combining strategic and tactical allocations and individual stock selection

 
The BMO Universal MAP Income Fund extends our range further and seeks to provide a consistent income stream of between 4-4.5% per annum within a risk-controlled framework. It provides an option for those seeking a low-cost natural income product, clients currently generating income by drawing down on capital or those looking to combine the two.

Risk Disclaimer 

The value of investments and any income derived from them can go down as well as up as a result of market or currency movements and investors may not get back the original amount invested.

Our Solutions

Key facts

Defensive Cautious Balanced
Investment objective

Long-term growth consistent with a defensive volatility level over the long term

Long-term growth consistent with a cautious volatility level over the long term

Long-term growth consistent with a balanced volatility level over the long term

Target volatility framework (rolling 10 years)

4% - 6%

6% - 8%

8% -10%

Annualised return expectation (5) years+

CPI*+ 1%

CPI+ 2%

CPI+ 3%

Typical asset class range: Equities

15 - 35%

30 - 50%

40 - 60%

Typical asset class range: Fixed Income

65 - 85%

50 - 70%

40 - 60%

OCF

0.29% capped 0.29% capped 0.29% capped
Growth Adventurous Income
Investment objective

Long-term growth consistent with a defensive volatility level over the long term

Long-term growth consistent with a defensive volatility level over the long term

Steady annual income that is risk controlled

Target volatility framework (rolling 10 years)

10% - 12%

12% - 14%

8% - 10%

Annualised return expectation (5) years+

CPI+ 4%

CPI+ 5%

CPI+ 3%

Typical asset class range: Equities

50 - 70%

75 - 95%

40 - 60%

Typical asset class range: Fixed Income

30 - 50%

5 - 25%

40 - 60%

OCF

0.29% capped

0.29% capped

0.29% capped

*CPI=Consumer Price Index   There is no guarantee that these expectations will be met
Cautious Balanced Growth

Dynamic Planner

4

5

6

Defaqto

4

5

6

Synaptic

3.0

3.4

4.1

EValue

4

6

7

FinaMetric

38 - 54

55 - 62

63 - 100

As at 30 September 2019

Adviser resource

PA Multi Asset Roadshow video

Keith Balmer, Product Specialist in the BMO Multi-Asset team talks about the BMO Universal MAP range and how he and the team can keep the cost of this range at 0.29%.

End investor resource

At BMO Global Asset Management we are committed to helping advisers and their clients get the best out of their investments with us. To help provide information and context around the BMO Universal MAP range we have created the videos below and the consumer brochure in the download centre to use with your clients.

The following videos will answer these frequently asked questions:

  1. Can you explain why active vs. passive and why have you launched the BMO Universal MAP range?
  2. How can BMO Global Asset Management deliver an active fund range at 0.29% ongoing charge, capped?
  3. You started with three risk managed funds, why more?
  4. Why did you launch a specific income fund?
  5. What is the minimum income this fund will provide?
  6. What will the Income fund invest in?
  7. How can the Universal Income fund deliver income on such a low cost basis?
  8. How do you manage the risk and alignment of these funds and how does that impact the return?
  9. Why should I consider the BMO Universal MAP range?
  10. Who would benefit from these funds?