Our Portfolio

Designed for Universal application

BMO Universal MAP and BMO Sustainable Universal MAP ranges provide low-cost active multi-asset options for a host of financial planning scenarios.

Launched from November 2017, the BMO Universal MAP range offers risk-controlled portfolio options designed to cover a host of client growth and income needs.

The BMO Sustainable Universal MAP range joined the line-up in December 2019, offering sustainability-orientated active multi-asset investing.

BMO Universal MAP Range

OCF 0.29%

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RSMR fund range logo
SimplyBiz Risk Controlled logo
Multi Asset Research Logo

Defined volatility parameters and CPI+ return expectations for five portfolios, ranging from Defensive to Adventurous, facilitates alignment between recommendation and individual attitudes and objectives.

BMO Universal MAP Income Fund

OCF 0.29%

SimplyBiz Risk Controlled logo
Multi Asset Research Logo

Targeting a natural income of 4-4.5% per annum within a defined volatility range, the fund is an option for cautiously minded, yield focused investors. 

BMO Sustainable Universal MAP Range

OCF 0.39% 

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Defaqto_ESG Reviewed logo
SimplyBiz Risk Controlled logo
Multi Asset Research Logo

Sustainability-orientated active multi-asset funds – ideal for the growing number of individuals that, alongside meeting their financial goals, want to make a positive impact on the world through their investment decisions.

For 35 years, BMO has been innovating and building a growing range of ESG orientated and client focused solutions.

BMO Universal MAP Range

OCF 0.29%

Defaqto logo
RSMR Fund range logo
SimplyBiz Risk Controlled logo
Multi Asset Research Logo

Defined volatility parameters and CPI+ return expectations for five portfolios, ranging from Defensive to Adventurous, facilitates alignment between recommendation and individual attitudes and objectives.

BMO Universal MAP Income Fund

OCF 0.29%

SimplyBiz Risk Controlled logo
Multi Asset Research Logo

Targeting a natural income of 4-4.5% per annum within a defined volatility range, the fund is an option for cautiously minded, yield focused investors. 

BMO Sustainable Universal MAP Range

OCF 0.39% 

Defaqto logo
Defaqto_ESG Reviewed logo
SimplyBiz Risk Controlled logo
Multi Asset Research Logo

Sustainability-orientated active multi-asset funds – ideal for the growing number of individuals that, alongside meeting their financial goals, want to make a positive impact on the world through their investment decisions.

For 35 years, BMO has been innovating and building a growing range of ESG orientated and client focused solutions.

Let’s talk about risk

Capital is at risk. The value of investments and any income derived from them can go down as well as up as a result of market or currency movements and investors may not get back the original amount invested. Screening out sectors or companies may result in less diversification and hence more volatility in investment values. Past performance should not be seen as an indication of future performance.

Risk ratings

Funds
Dynamic Planner logo
Defaqto Engage logo
Risk Rated by Synaptic logo
FinaMetrica logo
EV logo
Universal MAP Defensive
3
3
2.3 (3)
21-44
3
Universal MAP Cautious
4
4
3.1 (5)
45-54
6
Universal MAP Balanced
5
5
4.0 (7)
55-60
7
Universal MAP Growth
6
6
4.6 (8)
64-75
8
Universal MAP Adventurous
7
8
5.3 (9)
76-100
10
Universal MAP Income
5
5
3.7 (6)
61-63
7
Sustainable Universal MAP Defensive
3
3
2.3 (3)
21-44
2
Sustainable Universal MAP Cautious
4
4
3.1 (5)
45-54
5
Sustainable Universal MAP Balanced
5
5
4.0 (7)
55-62
6
Sustainable Universal MAP Growth
6
6
4.5 (8)
63-75
8
Sustainable Universal MAP Adventurous
7
8
5.4 (9)
76-100
10

As at the end of Q3 2021

Meet our experts

We believe our competitive advantage arises from our ability to consistently deliver innovative solutions. Our executive leadership oversees specialised teams singularly focused on providing those solutions.

Paul Niven

Managing Director, Portfolio Manager and Head of Portfolio Management, Multi Asset Solutions

Paul Niven is Managing Director and Head of Multi-Asset Portfolio Management. He is also Fund Manager for the Foreign and Colonial Investment Trust. Paul joined the firm in 1996 and has worked in Asset Allocation and Investment Strategy since 1999, after undertaking a fund management position in Pacific Basin Equities. Paul has had responsibility for the management of Multi-Asset mandates within the group since 2002 (including large portfolios for insurance clients) and is Chair of the Investment Policy Group. He is responsible for strategic and tactical portfolio construction as well as manager selection across a variety of institutional mandates. Paul graduated from the University of Strathclyde with a BA (Hons) in Accounting and Economics, obtained an MPhil in Finance, and is a member of the UK CFA Institute.

Keith Balmer

Director, Product Specialist, Multi Asset Solutions

Keith Balmer is a Director and Product Specialist within the Multi-Asset Investment team. He joined the company in 2016. Previously he was a Director at BlackRock within their multi-asset division and Man Group working with AHL the systematic managed futures manager. Keith graduated from Exeter University with a BSc (Hons.) in Mathematics with European Studies.

Steven Bell

Managing Director, Portfolio Manager & Chief Economist, Multi Asset Solutions

Steven Bell is a Managing Director, responsible for providing macro strategy input to a broader range of multi asset investment portfolios. He joined the company in July 2013 having run the GLC’s Global Macro programme for the previous seven years. Before that he was Global Chief Economist and Investment Head of the UK multi asset business at Deutsche Asset Management during his tenure 1984 – 2005. Steven began his career as an Economic Adviser at the UK Treasury and has degrees in economics from the London School of Economics and Stanford University, California.

Simon Holmes

Director, Portfolio Manager, Multi Asset Solutions

Simon Holmes, Director and Portfolio Manager in the Multi-Asset team, joined the company in September 2007. Simon has experience across equities, fixed income, foreign exchange and alternative asset classes, covering ESG, risk-targeted and income solutions. In previous roles, Simon has worked at McKinsey & Co., Salomon Smith Barney, Barclays Capital and Daiwa, after starting his career at Tokyo-Mitsubishi in 1996. He has a BSc (Hons) in Natural Sciences from the University of Durham and an MBA from INSEAD Business School. He is also a CFA charter holder.

Our Thinking

7 min read
November 2021

COP26 – Reflections from Glasgow

Members of our Responsible Investment team were in Glasgow to contribute to the investor voice at COP26. Did the climate summit deliver on its promise?
November 2021
6 min watch

Weekly review: Fuel for a Santa Claus Rally (renewably sourced of course)

Chief economist Steven Bell explains why he foresees a continuation in the equity bull market, and how Boris avoided a big blunder last week…
November 2021
8 min watch

Weekly review: Women’s wages rise in the US and how a woman might avert a recession

It’s a packed agenda this week

Sustainable Universal MAP Range Impact Report

In 2020, we engaged with 107 companies held in the funds and voted at 90 meetings. Key topics included engagement on labour standards, corporate governance and climate change.

  • Across the Sustainable MAP range, the top SDGs we aligned to were:
    • SDG 3 – Good Health and Well-being. Of the activity across the range which linked to SDG 3, the majority aligned with target 3.8 which calls for universal access to medicines and health-care
    • SDG 8 – Decent Work and Economic Growth. In particular, target 8.2 which focuses on boosting economic productivity through technological upgrading and innovation and; target 8.10 which aims for universal access to financial services
  • Engaged with a number of companies held in the funds including Smurfit Kappa and National Grid linking to SDG 13 – Climate Action. Worked with GlaxoSmithKline on its approach to executive remuneration

Why BMO for low-cost multi-asset

BMO Universal MAP redefines value through active multi-asset solutions and business support at a passive price point. Fund OCFs at 0.29%-0.39%.

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Contact Us

Want to know more about BMO and our Universal
MAP and Sustainable MAP products and services?