Investing responsibly - Celebrating 20 years of investor engagement
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Find out your options and how to make an election once you turn 18
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Across the 10 Investment Trusts we manage, we can confirm there is minimal direct exposure to Russia. The only exposure is via one of our Global Equity Trusts, F&C Investment Trust, and has been written down to zero value. The manager will seek to divest when market conditions permit.
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Our investment plans
Individual Savings Account (ISA)
A popular, tax-efficient way to invest. There’s no tax to pay on any income you earn, and you can create an investment portfolio that’s right for you.
General Investment Account*
A great way for long-term investors to benefit from the potential of the stock market. Offers flexible investment options with no annual limit.
*Formerly Private Investor Plan
Lifetime ISA
For those aged 18-39, a Lifetime ISA could help towards purchasing your first home up to £450,000 or retirement in later life. Benefit from tax-efficient savings as well as a government bonus.
Junior ISA
A popular alternative to the Child Trust Fund offering simple tax-efficient investments. The money is held until the child’s 18th birthday.
Junior Investment Account*
An affordable way to invest in the global stock market for the child in your life. Offers flexibility to gift money at any time.
*Formerly Children’s Investment Plan
Child Trust Fund
A tax-efficient investment account created to help you save a nest egg for the child in your life. You can transfer your CTF to us or switch to a Junior ISA.
Let’s talk about risk
All of our investment plans involve a level of risk and the value of your investments can go down as well as up. The level of risk will depend upon the underlying investments that you choose to hold in the plans. You need to be comfortable that you may not get back the original amount invested.
Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.
Why invest with us?
- All our saving schemes allow you to take advantage of our investment trusts.
- With our investment trusts, you’ll have access to a diversified and professionally run portfolio of shares, no matter how much you invest.
- Our range of trusts give you plenty of choice. You can invest in a specific region or areas like property, equities, bonds and private equity.
- We can trace our investment roots back to 1868, when F&C Investment Trust, the world’s oldest collective investment fund launched, and have been adding to our offering ever since.
How to invest
Opening a new BMO account or topping up your existing account is easy. Get all the information you need about how to invest, the process and you're ready to get started.
Get started now
Opening an investment plan online is simple and only takes a few minutes.
Existing customers
The BMO UK App
Search ‘BMO UK‘ on the App Store or Google Play Store to give you access to all of the below from your mobile or tablet:
- View valuation and summary of accounts held
- Retrieve account and fund information
- View transaction history
- View account cash holdings and balances
- View remaining ISA/JISA subscription allowances
- View primary contact details
Got questions?
Get in touch today
Frequently Asked Questions
Glossary
Frequently Asked Questions
Glossary
This section of the website is directed at persons who are located in the UK. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding with any investment product referred to on this website. Nothing on this website is, or is intended to be, advice to buy or sell any investments. If you are at all unsure whether an investment product will meet your individual needs, please seek advice.