Invest for the long term, start today with a BMO ISA


Win tickets to the F&C Investment Trust Lecture

'The future: it's our responsibility' featuring Alastair Fothergill and Hannah Fry.


Market Review December

Read our review on the UK, European and US markets for December.


Global recession fears: Should we be worried?

Steven Bell gives his views on the macro themes to look out for in 2020.


Helpful articles on investing

Get investing advice and learn more about the benefits of our investing options.

Individual Savings Account (ISA)

A popular, tax-efficient way to invest. There’s no tax to pay on any income you earn, and you can create an investment portfolio that’s right for you.

General Investment Account*

A great way for long-term investors to benefit from the potential of the stock market. Offers flexible investment options with no annual limit.

*Formerly Private Investor Plan

Junior ISA

A popular alternative to the Child Trust Fund offering simple tax-efficient investments. The money is held until the child’s 18th birthday.

Junior Investment Account*

An affordable way to invest in the global stock market for the child in your life. Offers flexibility to gift money at any time.

*Formerly Children’s Investment Plan

Child Trust Fund

A tax-efficient investment account created to help you save a nest egg for the child in your life. You can transfer your CTF to us or switch to a Junior ISA.

Let’s talk about risk

All of our investment plans involve a level of risk and the value of your investments can go down as well as up. The level of risk will depend upon the underlying investments that you choose to hold in the plans. You need to be comfortable that you may not get back the original amount invested.

Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

Why invest with us?

  • All our saving schemes allow you to take advantage of our investment trusts.
  • With our investment trusts, you’ll have access to a diversified and professionally run portfolio of shares, no matter how much you invest.
  • Our range of trusts give you plenty of choice. You can invest in a specific region or areas like property, equities, bonds and private equity.
  • We’ve been serving customers since 1817. After 200 years, we’re still helping customers reach their investment goals.

How to invest

Opening a new BMO account or topping up your existing account is easy. Get all the information you need about how to invest.

Get started now

Opening an investment plan online is simple and only takes a few minutes.

Existing customer

Got questions?

Give us a call on

Lines open 8.30am to 5.30pm weekdays, calls may be recorded or monitored for training and quality purposes.

Email us at

“I was dealt with very efficiently, promptly and friendly, really really good quick service, excellent”

Virginia, Cornwall

*What Investment Readers Awards winner – Best Children’s Investment Provider .

Past performance is not a guide to future performance.

^Source: Bright UK Ltd, 1-31 October 2019, 453 customers surveyed.

This section of the website is directed at persons who are located in the UK. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding with any investment product referred to on this website. Nothing on this website is, or is intended to be, advice to buy or sell any investments. If you are at all unsure whether an investment product will meet your individual needs, please seek advice.

Confused? Our handy glossary can explain investing terms.