Helping you invest in what matters

96% of our Customers are likely or very likely to recommend our services^

Let’s make it official

We've been part of BMO since 2014, and later this year we're officially changing our name.


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Helpful articles on investing

Get investing advice and learn more about the benefits of our investing options.

Our investment plans

Investment Trust ISA

A popular, tax-efficient way to invest. There’s no tax to pay on any income you earn, and you can create an investment portfolio that’s right for you.

Private Investor Plan

A great way for long-term investors to benefit from the potential of the stock market. Offers flexible investment options with no annual limit.

Junior ISA

A popular alternative to the Child Trust Fund offering simple tax-efficient investments. The money is held until the child’s 18th birthday.

Children’s Investment Plan

An affordable way to invest in the global stock market for the child in your life. Offers flexibility to gift money at any time.

Child Trust Fund

A tax-efficient investment account created to help you save a nest egg for the child in your life. You can transfer your CTF to us or switch to a Junior ISA.

Let’s talk about risk

All of our investment plans involve a level of risk and the value of your investments can go down as well as up. The level of risk will depend upon the underlying investments that you choose to hold in the plans. You need to be comfortable that you may not get back the original amount invested.

Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

Why invest with us?

  • All our saving schemes allow you to take advantage of our investment trusts.
  • With our investment trusts, you’ll have access to a diversified and professionally run portfolio of shares, no matter how much you invest.
  • Our range of trusts give you plenty of choice. You can invest in a specific region or areas like property, equities, bonds and private equity.
  • We’ve been helping people reach their investing goals since 1868. After 150 years, we’re still driven by the same mission.
  • In 2014, we became part of BMO Financial Group, which has been helping millions of customers with their financial needs for more than 200 years. 

Want to learn more about investments?

Find out more about your investment options with these helpful articles.

How to invest

Opening a new F&C account or topping up your existing account is easy. Get all the information you need about how to invest.

Get started now

Opening an investment plan online is simple and only takes a few minutes.

Existing customer

Got questions?

“I was dealt with very efficiently, promptly and friendly, really really good quick service, excellent”

Virginia, Cornwall

*What Investment Readers Awards winner – Best Children’s Investment Provider .

Past performance is not a guide to future performance.

Give us a call on

Lines open 8.30am to 5.30pm weekdays, calls may be recorded or monitored for training and quality purposes.

Email us at

^Source: Bright UK Ltd, 1-30 September 2018, 476 customers surveyed.

This section of the website is directed at persons who are located in the UK. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding with any investment product referred to on this website. Nothing on this website is, or is intended to be, advice to buy or sell any investments. If you are at all unsure whether an investment product will meet your individual needs, please seek advice.

Confused? Our handy glossary can explain investing terms.