How to invest with BMO

Invest using our new Investor Portal, or by filling out an application form and posting it to us

Today we think investing is more important than ever and our range of plans and trusts are designed to help you reach your investment goals, whatever they are. At BMO, our aim is to help our clients overcome the challenges they face and deliver the investment outcomes they seek. This ambition isn’t new. We can trace it through a heritage that spans back 200 years and includes the launch of the world’s oldest collective investment fund – F&C Investment Trust, launched in 1868. Whether you are a new or returning customer, all the information on how to invest can be found below.

New Investor?

Investing with BMO is simple, but there are a few decisions to make before you open an account.

Choose from our 10 investment trusts

Decide whether to invest for income, growth or a combination of the two and whether you want to invest in property, within the UK and Europe or globally. 

Consider your risk appetite and ensure you are comfortable with the risk that comes with investing.

Decide on the amount you would like to invest

  • You can invest with regular monthly payments by setting up a direct debit
  • Invest in lump sums
  • Or a combination of regular direct debit and lump sums

Make sure you’re happy to go ahead and be sure to read

All of our investment plans involve a level of risk and the value of your investments can go down as well as up. The level of risk will depend upon the underlying investments that you choose to hold in the plans. You need to be comfortable that you may not get back the original amount invested. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances. *Please note a new CTF cannot be opened, however you can transfer an existing Child Trust Fund to a BMO Child Trust Fund or a BMO Junior ISA.

How to open an account with BMO

Online

Invest online in a few simple steps, using our Investor Portal. The Investor portal allows you to invest, switch funds, view valuations, make lump sum withdrawals and other admin tasks.

You’ll need to be a UK resident, have your national insurance number to hand and your payment card details to get you started. 

Once you’ve set up your account you can view your transactions, valuations and much more via the ‘BMO UK‘ app.

By post

Download, complete and return the relevant application form(s) to:

BMO Asset Management Limited,
PO Box 11114,
Chelmsford,
CM99 2DG

Existing Investor?

How to top up your existing account

Online

If you’re registered for online access, simply log in and top-up. If you don’t currently have access to view your accounts online, click here to download our guide on how to do so.

Remember investing involves risks and you may not get back the original amount invested.

By post

Download, complete and return the relevant top-up form(s) to:

BMO Asset Management Limited,
PO Box 11114,
Chelmsford,
CM99 2DG

Should you have any questions on opening a plan or your existing plan, visit our contact us page to find out how to do so.

Our Fees explained

Annual charge

Our annual product (e.g. ISA) charge is fixed – no matter how much, or how many times you top up your investment (Dealing fees and stamp duty still apply).

Dealing charge

ISA – 0.2% on sales and purchases

JISA, JIA and GIA – Lump Sum Investment / Sales: post £12, online £8

CTF – no dealing fees

Stamp Duty

Government stamp duty of 0.5% also applies on purchases of UK shares

This does not apply to CTF Stakeholders

Managing your money

We’ve been managing money for over 200 years for a wide range of customers and we know peace of mind is important to you and your family. Our investment trusts have different strategies and aims meaning you can create an investment portfolio to meet your requirements.

If your circumstances and needs change over time you can switch between trusts as and when you need to, subject to applicable charges.

You can start with an investment of as little as £50 a month per trust, pay in a lump sum or set up a monthly direct debit.

Invest with a broker

You can invest through a broker, or through a wide range of companies, including:

 

 

 

Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.