Our Fees

Adult product fees

Children's product fees

Annual charge

ISA – £60 + VAT
GIA – £40 + VAT

Annual charge

JISA & JIA – £25 + VAT
CTF – £25 + VAT (Shares) 0.7% (Stakeholder)

Dealing charge

ISA – 0.2% on all sales and purchases
GIA – Postal £12/Online £8

Dealing charge

JISA & JIA – £12 postal instructions £8 online instructions
CTF – £0

Stamp Duty

ISA & GIA – Government stamp duty of 0.5% also applies on purchases of UK shares

Stamp Duty

JISA, JIA & CTF – Government stamp duty of 0.5% also applies on purchases of UK shares

To view the full breakdown of our Costs & Charges, please download the relevant ‘Pre-Sales Costs & Charges Disclosure’ document by clicking on the relevant link(s) below.

ISA
General Investment Account
Junior ISA
Junior Investment Account
Child Trust Fund (Shares)
Child Trust Fund (Stakeholder) 

Let’s talk about risk

All of our investment plans involve a level of risk and the value of your investments can go down as well as up. The level of risk will depend upon the underlying investments that you choose to hold in the plans. You need to be comfortable that you may not get back the original amount invested.

Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

The strength of BMO Financial Group

Established in 1817, BMO Financial Group is a diversified financial services provider based in North America. With a total of 

$
BILLION

in assets (CAD)

Employees

million

customers

as of 31 October 2018

Why investment trusts?

An investment trust is a collective investment that lets you invest in a range of different assets. The trust is set up as a limited company, issuing a fixed number of shares that are traded on the London Stock Exchange. When you become an investor, you also become a shareholder in that company.

Investment trusts are designed to generate profits for shareholders by investing in the shares of other companies. Your money is pooled with other investors, so even a small amount of money will give you access to a range of professionally managed, diversified investments. A single share in an investment trust really does open up a whole world of opportunities.

Got questions?

Give us a call on

Lines open 8.30am to 5.30pm weekdays, calls may be recorded or monitored for training and quality purposes.

Email us at

“Very helpful, very quick and easy to understand, couldn’t have expected better.”

Peter, Reading

“I was completely happy with the entire process, your colleagues were very clear. I had no unanswered questions, so thank you very much.”

John, London

This section of the website is directed at persons who are located in the UK. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding with any investment product referred to on this website. Nothing on this website is, or is intended to be, advice to buy or sell any investments. If you are at all unsure whether an investment product will meet your individual needs, please seek advice.

Confused? Our handy glossary can help explain investing terms.