BMO Investment
Plans

Our Investment Plans

Building an investment portfolio can help you realise your long-term financial goals. Whether you want a nest egg for retirement, repay a mortgage early, cover university costs for your children, or even travel the world, BMO have an investment plan that could suit you.

Our Investment Plans make it easy to invest in our range of funds from as little as £25 per month or £100 by lump sum, with no dealing charges for online transactions. You have the flexibility to stop and start contributions when you want. All of our plans allow you to invest into the same funds. All you have to do is decide which of our plans is right for you. 

Junior Individual Savings Account (JISA)

A popular alternative to the Child Trust Fund offering simple tax-efficient investments. The money is held until the child’s 18th birthday.

  • Invest up to £9,000 in the 2021/22 tax year.
  • No income tax or capital gains tax on any profits made.
  • Award-winning BMO Junior ISA
  • Annual charge – £25 + VAT

Junior Investment Account

An affordable way to invest in the global stock market for the child in your life. Offers flexibility to gift money at any time.

  • No investment limits
  • Great option if you’ve already maxed out a Junior ISA or CTF.
  • Funds accrued are free of inheritance tax.
  • Annual charge – £25 + VAT

Risks of investing

The value of your investments and any income from them can go down as well as up and you may not get back the original amount invested. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

The BMO UK App

Search ‘BMO UK‘ on the App Store or Google Play Store to give you access to all of the below from your mobile or tablet:

  • View valuation and summary of accounts held
  • Retrieve account and fund information
  • View transaction history
  • View account cash holdings and balances
  • View remaining ISA/JISA subscription allowances
  • View primary contact details
The BMO UK App

Got questions?

This section of the website is directed at persons who are located in the UK. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding with any investment product referred to on this website. Nothing on this website is, or is intended to be, advice to buy or sell any investments. If you are at all unsure whether an investment product will meet your individual needs, please seek advice.