Our Plans Explained

No matter your goals, we have a plan that fits your needs.

Benefits of investing

Building an investment portfolio can help you realise your long-term financial goals – whether you want a nest egg for retirement, repay a mortgage early, cover university costs for your children, or even travel the world.

Risks of investing

The value of your investments and any income from them can go down as well as up and you may not get back the original amount invested. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

Investment Trust ISA

A popular, tax-efficient way to invest. There’s no tax to pay on any income you earn, and you can create an investment portfolio that’s right for you.

  • Tax-efficient investing
  • Invest in the long-term potential of stock market
  • Access all 10 of our investment trusts
  • Tailor it to suit your needs
  • Flexible investment options
Private Investor Plan

A great way for long-term savers to benefit from the potential of the stock market. Offers flexible investment options without any annual limit.

  • Suitable for a range of investment goals
  • Access all 10 of our investment trusts
  • Growth and income strategies
  • No maximum limits
  • Flexible investment options
  • Tailor it to suit your needs
Junior ISA

A popular replacement for the Child Trust Fund, offering simple tax-efficient investments. The money is kept until the child’s 18th birthday.

  • Invest with as little as £1 per day
  • Access all 10 of our investment trusts
  • The whole family can invest
  • Tax-efficient investing
  • Invest in the long-term potential of stock market
Children’s Investment Plan

An affordable, tax-efficient way to invest in the global stock market for the child in your life. Offers flexibility to gift money at any time. 

  • Complete flexibility
  • Range of investment options
  • No investment limits
  • Maximise your inheritance tax advantages
  • Access all 10 of our investment trusts
  • The whole family can invest
  • Invest in the long-term potential of stock market
Child Trust Fund

A tax-efficient investment account created to help you save a nest egg for the child in your life. You can transfer your CTF to us or switch to a Junior ISA.

  • Invest from as little as £1 per day
  • Access all 10 of our investment trusts
  • The whole family can invest
  • Tax-efficient investing
  • Transferring is easy
  • Invest in the long-term potential of stock market

Why choose F&C Investments

An ethical approach

We’ve been managing money for 150 years for a wide range of customers and we know that peace of mind is important to you and your family, so we’ve designed a range of investment plans with the aim of fulfilling varying investment objectives and attitudes to risk.

Team of experts

With over 20 offices in 14 countries around the world, our people can combine global and local knowledge to help you achieve your investment goals.

Our awards

We’re delighted to have won the ‘Best Children’s Investment Provider’ for the 8th year in a row, as nominated by the readers of What Investment magazine.

Got questions?

“Excellent service and very clear instructions and easy to follow, thank you very much indeed.”

Julie, Kent

*What Investment Readers Awards winner – Best Children’s Investment Provider .

Past performance is not a guide to future performance.

Give us a call on

Lines open 8.30am to 5.30pm weekdays, calls may be recorded or monitored for training and quality purposes.

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This section of the website is directed at persons who are located in the UK. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding with any investment product referred to on this website. Nothing on this website is, or is intended to be, advice to buy or sell any investments. If you are at all unsure whether an investment product will meet your individual needs, please seek advice.

Confused? Our handy glossary can help explain investing terms.