The F&C Children’s Investment Plan is a flexible way to save for the child in your life and capture the growth potential of the stock market.
We are one of the leading providers of children’s investment products. Take a look at the benefits of creating an investment fund with us for whatever their future holds.
Complete flexibility – unlike the Junior ISA and Child Trust Fund (CTF) you can decide when you gift the money to the child. If you set the plan up in your name or the child’s you can also make withdrawals related to the child, making it ideal for childcare costs, school trip funds or even school fees.
Range of savings options – you can build a nest egg for your child by saving from as little as £25 per month, that’s less than £1 a day. You can also invest a minimum £250 or a combination of both and top up your investment plan at any time.
No investment limit – you can maximise the tax allowances available to your children by investing up to the maximum limits in a CTF or Junior ISA. Any additional contributions could then be invested into a Children’s Investment Plan.
Maximise your inheritance tax advantages – grandparents who are saving for their grandchildren can reduce their inheritance tax (IHT) liability as sums gifted to the child are free of IHT if the donor lives for seven years after making the gift.
Access all 10 of our investment trusts – our investment trusts invest in a range of asset types in the UK and globally. These include equities, bonds, property and private equity. These investment trusts all benefit from the skills and expertise of our team of fund managers.
The whole family can take part – grandparents, godparents, friends and relatives can all add money to your little one’s savings pot. Great for birthday or Christmas gifts.
Invest in the long-term potential of the stock market – take advantage of the benefits that investing in the stock market can offer with the potential for long-term capital growth. Capital isn’t guaranteed as it is in a cash account but historically equities have significantly outperformed cash over the long term.